Medical underwriting
MorganAsh provides an industry-leading, nurse-based tele-interviewing service for insurance providers, including the ability to gather information via multiple (but connected) methods.
“The thoroughness of the interview and underwriting process means we have more confidence to pay out our claims, and our claims experience is better than we expected, allowing us to improve our morbidity reserving.”
— MorganAsh customer
Medical underwriting
Insurance organisations may lack their own in-house underwriting staff or may need additional underwriting resources from time to time – when there is increased demand or to cover staff illness or maternity leave.
The service
MorganAsh provides underwriting solutions on a bespoke basis to suit an insurance company’s specific requirements. Our professional underwriters are highly skilled, with many years’ underwriting experience of all protection products. We can provide underwriters remotely (via secure online systems) or within your office; in either case, subject to stringent quality assurance procedures to ensure a high standard of service. Our underwriting administration team is available to perform all aspects of evidence collection – including issuing evidence requests, chasing outstanding reports, receiving and uploading evidence to either our secure underwriting system or to your own online system.
Features
Skilled underwriters available on demand.
Total outsourced solution utilising all aspects of our underwriting department.
Independent auditing to ensure standards are maintained and risk exposure is reduced.
Short-term cover for temporary staff shortages such as holidays or sickness.
Ad hoc provision of underwriting support during periods of increased work or sales-target deadlines.
Benefits
Reduce ongoing costs but maintain high availability.
Cover fluctuations in staffing levels easily and with confidence.
Flexible cover: our offices or yours.